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3 Benefits to Expect from Homeownership

Becoming a homeowner comes with a lot of responsibility, but also a lot of rewards. To help you decide if owning a home makes the most sense for you, here are some of the main reasons people choose homeownership over renting:

A House is Security
Having a safe place to go to and rest your head at night is important for everyone. But a secure living situation does more than just provide a place to sleep with protection from the elements. You have a physical structure where you and your family feel safe.

It means having a good place to raise children and provide them with a good education. From the best neighborhoods to the best school districts, even people who don’t yet have children when they make a home purchase frequently have these issues in their mind as a major reason for choosing the location of their new home.

A House Can Grow with You
A house allows you to have more space for your family. Whether your family is expanding, or an older family member is moving in, having a home that fits your needs is a close third on the list.

It gives you control over what you do with your living space, like renovations and updates. Looking to actually try one of those complicated wall treatments that you saw on Pinterest? Want to finally adopt that puppy or kitten you’ve seen online 100 times? Who’s to say that you can’t in your own home?

You Build a Strong Credit History
When you buy a home and consistently make your monthly loan payments on time, it demonstrates to other lenders that you are a good borrower and the risk of you defaulting on a loan is low. This strong credit history will be helpful in the future when you need other loans for buying a car, making improvements to your home, or paying other major expenses.

Owning a home is a good way to build up wealth that can be passed along to your family. Either way, you are paying a mortgage. Why not lock in your housing expense now with an investment that will build equity that you can borrow against in the future?

Taking the step to invest in your family’s future will ensure peace and mind about your living situation. Your home will give you the freedom to create friendships and memories that will last forever and provide a safe place for your children to return to after they move out.

Central Oklahoma Habitat for Humanity is making it even easier for people to make their dreams of owning a home a reality. If you are ready for the next step toward becoming a homeowner, contact us today to learn more about our program.

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